Cap

Short-term investment product with fixed return, backed by capitalization bonds

Cap is a short-term financial product that invests in capitalization bonds issued by Brazilian insurance companies registered with SUSEP (Superintendência de Seguros Privados), Brazil’s official insurance regulatory authority.

Visit the SUSEP official website

While the underlying bonds may vary in terms and return, Cap offers a fixed annual return equivalent to 95% of the CDI, with clear and transparent conditions for investors.

The investment has a minimum holding period of 2 months. Once a disinvestment request is submitted, funds are credited within 60 days from the request date.

Key Features:

• Product type: Short-term financial instrument
• Underlying assets: Capitalization bonds with variable terms and yields
• Expected return: 95% of CDI annually
• Term: Minimum 2 months, with liquidation within 60 days of disinvestment request
• Issuers (underlying): SUSEP-regulated insurance companies
• Risk level: Low
• Target investors: Retail and institutional clients seeking stability and liquidity

Key strengths:

• CDI-linked fixed return
• Regulated and transparent structure
• Defined exit timeline